Analýza autentizačních metod digitálního bankovnictví

The diploma thesis deals with the issue of security and usability of authentication methods of digital banking. The aim of the thesis is to create a model of evaluation of authentication methods taking into account the legislative and technological security requirements, based on which an analysis of digital banking authentication methods selected by Czech banks is performed. The first part provides the theoretical basis of digital banking, security and authentication. It also presents the influences on the authentication of the legislative, technological and security character. The second part deals with the design of the authentication methods evaluation model. There are assumptions of the model and evaluation criteria defined, the weights for multicriterial analysis stated and the Excel tool described, using which the evaluation model is implemented. The third part is focused on the analysis of authentication methods of selected Czech banks and model evaluation. This section contains a description of selected banks and their authentication methods, the use of the evaluation model for selected methods, the final evaluation of the results of the analysis and the acceptability of the model for further use.