Komparace globálních Fintech společností a bank

This bachelor thesis discusses the current trend of thriving Fintech companies and analyses the respective institutions. The purpose of the thesis and the outcome would be to valorise the growth potential of Fintech and to outline the possible evolution of financial markets over the next years. The first part defines the term “Fintech” and furthermore lays out a theoretical background indispensable for the analysis of the companies. The analysis comprises of several parts which are compiled to allow further comparison of, at first glance, entirely different institutions. The final part of the thesis, the comparison of Fintech companies and Banks, reveals weaknesses of the banking industry and a vast superiority of Fintech companies over banks in particular relevant aspects. A considerable threat to the banking system emerges on the market, which leaves us with two scenarios. Banks either have to adapt to the newly set market conditions or at worst banks could even disappear from the financial market.