Analýza P2P úvěrových platforem z pohledu investora

The diploma thesis is about the development of P2P lending platforms. It tries to describe in a more comprehensible way how the platform system works so that even a beginning investor could understand it. The work itself is divided into three parts, where the first part describes the development of how P2P lending works in general and it should be noted that each platform works differently. Furthermore, the work deals with the legislative framework, advantages, disadvantages and possible risks arising from trading on platforms. Part of the work is the analytical part, in which the emphasis is on two platforms, namely Mintos and Zonky. Next, investment strategies and recommendations for investors are proposed, and last but not least, the work also deals with the current pandemic situation Covid-19 and examines its impact on investors‘ decision-making and whether the whole existence of P2P lending platforms is at risk.